What does POS machine capping mean? What should I do if the brush is derated?

What does POS machine capping mean? The POS machine is capped. As the name implies, it is the capping fee. At present, there are mobile capping POS machines, network capping POS machines, and fixed capping POS machines. The online rumored to the capping opportunity was derated, what should I do once I brushed the capping machine?

1, first look at the various pos machine rates

Catering and entertainment (restaurant, bar, KTV, hotel): 1.25%
General category (shoe store, hardware, pharmacy): 0.78%
People's livelihood (large market, gas station, household appliances): 0.38%
Ordinary wholesale categories: 0.78%, 26 capped cars, real estate categories: 1.25%, 80 caps and public welfare (public schools, public hospitals, charity services): 0

See clearly, where the general wholesale category and the automobile and real estate category are capped POS machines, please take a detour.

Part of the bank credit card income comes from credit card processing fees, which explains why banks are working hard to issue cards. If the card friend often brushes the capping machine, on the one hand, the bank has very little income. On the other hand, the bank suspects that you are using a credit card to cash out.

2. What should I do if the brush is derated?

Card friends worry that the brush topping machine is likely to suffer credit card derating, what should I do? Think about it, brush capping machine is equivalent to breaking the credit card credit card fee for this "financial road." If the card friend applies for credit card instalment after brushing the capping machine, with the sweetness of the installment fee as compensation, the bank will naturally not drop the killer to derate.

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