Want to return the POS machine 1500 yuan deposit or not
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â– Mr. Li wants to return to the POS machine to return 1,500 yuan deposit Mr. Li and his sister partner to do clothing business. Three years ago, in order to facilitate customer payment, Mr. Li intends to apply for POS card swipe business. “When the Bank of China handled other business, it asked the account manager whether he could handle the POS card swiping business in their bank.†Mr. Li said that Manager Wei, who gave him the business, asked him to provide a business license, ID card, retail lease contract, etc. Copy proof. Manager Wei helped him open a bank account at Industrial Bank. Soon, a staff member went to the door to install a POS machine and charged a deposit of 1,500 yuan. Mr. Li said that the other party told him that the deposit could be refunded when the POS machine was returned. According to the receipt provided by Mr. Li, Mr. Li paid 1,500 yuan for the POS machine deposit and service fee. The collection unit stamped as “Xuzhou Weiwo Electronic Technology Co., Ltd.â€.
At the end of last year, Mr. Li found that the fees of other banks were lower than that of Industrial Bank. Therefore, he applied for the POS card swiping business of other banks. In February of this year, Mr. Li took the receipt and POS machine to Industrial Bank and wanted to withdraw the POS machine and get the deposit back. However, the bank staff told Mr. Li that Wei, who had handled the POS business for him, had resigned, and the company that received Mr. Li’s deposit could not be contacted. The bank could not issue a refund for Mr. Li.
Mr. Li is very depressed. He believes that the bank cannot refund the deposit because the business manager resigns.
■The deposit from the Industrial Bank was a third-party payment company yesterday. The reporter contacted the relevant person in charge of the Industrial Bank Office by telephone. After the staff checked, they replied that Mr. Li had applied to their bank for a POS card swipe business. However, Mr. Li’s conditions do not meet the requirements. Manager Wei contacted a third-party payment agency to handle the POS card swipe business for Mr. Li. Each POS machine needs to be bound to a bank card. The funds swallowed by the customer are finally flowed into the bank card account bound by the merchant.
"The salesman may be for his own performance. He wants Mr. Li to bind the bank card of the Industrial Bank to contact the third-party payment institution." The staff said that the POS machine provided by the third-party payment institution can also be bound. Bank card of other banks. However, their banks only have auditing standards for handling POS business, and there is no review of opening bank accounts for customers. Bank cards and POS machines are two separate businesses. Moreover, at that time, Manager Wei informed Mr. Li about the situation.
However, Mr. Li said that he handed over all the information on the POS business to Manager Wei, and thought that the installed POS machine was provided by the bank.
â– Quick money payment to verify the terminal number can be coordinated after the refund is verified by Mr. Li, the reporter contacted Wei manager. Manager Wei is currently working as an account manager in other banks. He said that the installation of a POS machine for Mr. Li to contact a third-party payment institution was passed in advance with Mr. Li. Manager Wei said that at that time, the Industrial Bank had regulations that customers applying for POS card swiping must first deposit a certain amount of deposits in the bank. Mr. Li did not want to, he asked Mr. Li whether he would handle the POS card swipe business from a third party agency. He contacted Mr. Li for quick money to pay the agency in Xuzhou. The agent company staff came to the POS machine installed by Mr. Li.
Manager Wei learned that the fast money payment company had some contradictions with some agents, resulting in many agents not doing it.
“Many other bank account managers have recommended POS machines for customers to pay for fast money. Agents don’t do it and affect many merchants.†Manager Wei said that merchants looking for quick money to pay and banks have no results.
Through the network search, the reporter found that Xuzhou Weiwo Electronic Technology Co., Ltd. is still recruiting. The company's profile is: professionally engaged in bank card acquiring business (layout and maintenance of POS machines), with rich products and a wide customer base. The company's business can be full-time and part-time, and agency cooperation is also possible. At present, it mainly operates fast money POS machines and Qianfang QPOS (small mobile POS).
According to the above contact information, the reporter contacted the person in charge, Mr. Sun. But Mr. Sun said that things are very complicated and he can't say more. Mr. Sun did not respond positively to whether their company was paying for fast money and whether their company still had problems.
Subsequently, the reporter dialed the customer service phone number of the quick money payment clearing company. The customer service staff said that if the POS terminal number is fast money payment, they will notify the outsourcing service provider to coordinate the processing of the refund.