The mobile phone POS market is booming. How do you choose to be an agent?


The POS market has been fashionable and convenient, and has quickly won the favor of the market. However, the laws in related fields are still blank, so the overall market development is also mixed and very chaotic.

At present, there are two major types of mobile phone POS machines on the market, such as those that pay licenses and those that do not pay licenses. The industry that does not pay licenses is called Erqing Machine, and the one that pays licenses is called a clearing machine.

Originally, there was no third-party payment license. There is no such thing as the qualification of the two. In the market, there are so many second-cleaning machines. They originally rented a company channel with a payment license, and then registered themselves with a certain payment company because of market legal blanks. In order to increase market share, the three-party payment company has closed its eyes to the merchants who rent their channels. Since the company’s investment is small, there is no worries, so it is very courageous, often violates regulations, and sometimes violates regulations. If the impact is great, the channel side will get them, so that the settlement stability of such a company is very poor. Sometimes it is not enough for ten days and a half, sometimes it is greatly affected, and the funds are directly frozen by UnionPay. One freeze is half a year. The merchant's money is also frozen, causing great losses to end users and agents, and also has a lot of bad effects on the entire industry. There are many examples on the network.

These companies that did not pay the licenses also said that they had a payment license, and the third-party company that rented the license was the nephew, and the agent signed with the agent was their own company. In fact, this is fraudulent. However, because the signing parties are not equal, and many agents are also new to the industry, they are often confused and signed by the agreement, and finally enter the valley.

So is there any confidence in paying the license? It is not entirely true.

There is also a product on the market that has its own payment license, but sometimes you will find that several different names of products use a payment license. What is going on? This is called license outsourcing, that is, there is a payment license. The company does not do the market itself, contracting out the license. Because the contract is given to many different institutions, the policies are different, which makes the market chaos difficult to recognize, and because the powers and responsibilities are unclear, the contractor and the licensee will have mutual problems when there is a problem. Kicking the ball, causing the problem to be delayed, and eventually became the hot potato in the hands of the agent.

There is also a payment license, but the payment license belongs to the Internet or pre-authorization, and this license is not eligible for offline POS machine receipt, which belongs to the hanging dog selling dog meat, the UnionPay rectification market is the first product to be cleaned up. The hidden risk is even greater.

So, how should the mobile phone pos machine be chosen? Two conditions

1. There is a payment business license, that is, a payment license. Second, the business type on the payment business license is: bank card receipt. Only products with these two hard conditions meet the standard, which is the real clear. Machine, customer funds can be safe, products can last long, and the market can grow bigger.

If you want to act as an agent for mobile POS, please be sure to choose a third-party acquirer with a “bank card receipt” payment license issued by the regular bank or the People's Bank of China. Safety is the forever theme of the financial industry!

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