The biggest change in the history of payment, POS machines will quickly seize the market!
In the face of policy changes in online payment, the POS machine industry will usher in the best development opportunities in history! The online payment industry will face the adjustment of the rules, and the disorderly low rate will be effectively restrained! On August 22, according to the official WeChat news of the China Payment and Clearing Association, the first shareholders meeting of the Network Clearing Co., Ltd. was held in Beijing. Representatives from 45 shareholder institutions attended the meeting, and the company’s articles of association were reviewed and approved. The first board of directors and the board of supervisors of the company were elected through election. On the afternoon of the appointment of Dong Jiangao, on the afternoon of the 22nd, the Board of Directors and the Board of Supervisors of the Network Association held the first meeting to elect the chairman, president and chairman of the board of supervisors, and reviewed the relevant proposals on the operation and management of the company. The meeting elected Cai Hongbo, executive vice president and secretary general of the China Payment and Clearing Association, as the chairman of the network association. The former vice president of the Bank of China Network Finance Department and the head of the network preparation team Dong Junfeng was the president of the network association. Zhang Xuyang, vice president of Baidu, was the board of supervisors. Chairman. Among the 13 list of directors that have been confirmed, the central bank and the national team occupy 7 of them, accounting for the majority of the network's decision-making power. The seven members of the board of directors representing the “Central Bank Department†are: Cai Hongbo, executive vice president and secretary general of the China Payment and Clearing Association, Dong Junfeng, head of the preparatory group for the network payment and clearing platform of non-bank payment institutions, and party secretary of the People's Bank of China. Qi Xiaodong, Li Ruiyong, member of the Party Committee and Deputy General Manager of the Interbank Market Clearing House Co., Ltd., Gu Wenshuo, deputy general manager and party committee member of the Shanghai Gold Exchange, and Cao Zijuan, deputy secretary general and party secretary of the China Association of Banking Market Dealers, and the State Administration of Foreign Exchange Xu Bing, deputy director of the Foreign Exchange Reserve Entrusted Loan Office of the Central Foreign Exchange Business Center. The remaining six board seats are all posted by third-party payment companies, which is consistent with the previously announced share ratio. Specifically, the top ranked is the vice president of Tencent Group and the general manager of Tenpay Payment Technology Co., Ltd. Lai Zhiming, followed by Alipay director Wang Zuoyu, and then the vice president of Jingdong Financial Group, the second echelon of the payment industry. Ma Wei, Luo Laifeng, General Manager of China Telecom's subsidiary Tianyi E-Commerce Co., Ltd., President of Wanda Network Technology Group and Qu Dejun, Chairman and Chairman of Quick Money Payment and Clearing Information Co., Ltd., Chairman of Ping An Yi Wallet E-Commerce Co., Ltd. General Manager Zhu Yujia. In the aspect of the board of supervisors, a total of 7 supervisors, including 3 employee representatives, have been elected by the staff meeting, namely Zheng Jianjun, Chao Zhan and Duan Lin; 4 non-employee representative supervisors, respectively, China Banknote Printing and Minting Corporation Deputy General Manager and Party Committee Member Yang Wentian, Baidu Company Vice President Zhang Xuyang, Linkage Advantage E-Commerce Co., Ltd. Legal Representative and Director and General Manager Zhang Bin, and Deputy General Manager and Director of China Mobile E-Commerce Co., Ltd. Zhou Ya. Now China UnionPay is facing more severe challenges. On the one hand, although it is leading the industry in the online QR code payment business, after the central bank banned the payment of the QR code on the grounds of security, it basically stopped the business, and the policy was released in 2016. At the time, the market has been divided by Alipay and WeChat. On the other hand, with the establishment of the network (non-bank payment institution network payment clearing platform), UnionPay's multi-year monopoly settlement market will be divided into two, online payment is divided by the newly established network, June 30, 2018 On the day, third-party payment will completely stop the “direct bank modeâ€, and all network payment services will be processed through the “network†platform. Although the third-party payment is basically implemented in the direct banking mode, Alipay and Tenpay actually exercise the settlement function of UnionPay without obtaining the settlement license. Before that, UnionPay did hope to use its settlement license as the main chip. The settlement of the three-party payment is in the hands. However, with the establishment of the network, the UnionPay imagination space has further narrowed. If the network's business scope is "non-bank payment institution network payment and liquidation", then UnionPay's business is also defined in the "bank institution's offline payment settlement." Is the Pos machine market saturated? Can you do it? I believe that many friends who want to act as POS machines have this kind of doubt. Now when many friends who want to represent POS machines communicate with me, almost everyone will ask me "Is the Pos machine market saturated? Can you do it?" Especially in the face of scanning code to pay step by step, Alipay and WeChat payment have replaced POS machine? In fact, the question about whether the Pos machine market is saturated is very good. Although the price of the scan code is strong, it is far from the point of replacing the POS machine. Especially for the middle-aged and elderly customers, POS card payment is still the main force! Looking at the current domestic POS machine market, the actual demand is still very large, and then for you to analyze: 1. The frequency of renewal of merchant groups has been continuously improved. More merchants have withdrawn from the market for various reasons, and at the same time, new and frequent visitors. POS as a non-transferable product, new entrants will inevitably need to handle one new one; 2. The domestic government is constantly increasing its incentives for domestic demand. The micro-business economy is a key type of support, so it will continue to be active from an economic perspective, and the demand for POS is naturally constant; 3. The number of credit card issuance continues to rise, and the use of credit cards is more flexible. Especially in economically developed regions, short-term revolving funds through credit cards are very common. The POS machine entered the era of one person; 4. The POS industry is in a chaotic pattern, and a large number of merchants are constantly being sealed up and frozen. Lead to the emergence of new demands. 5. All kinds of incentives in the banking industry, and the promotion of various advantages of credit cards. The use of credit cards not only brings a customer base to the merchant, but also saves the cardholder a lot of cost. And through the POS machine is the most direct use of the scene, so the market stimulates all types of people to handle POS; By the same token, as the holdings of bank cards in China continue to grow, there is no time to delay the demand for POS machines. Without a POS machine, it is very likely that business will be lost every day. Bar Set,Outdoor Bar Set,Bar Table And Chairs,Bar Table And Stools ZHONGYUAN INNOVATION CO.,LTD , https://www.yuvicoutdoor.com
The biggest change in the history of the payment industry has arrived, and the network has officially entered the stage of history!