"Mobile pos machine" has security risks

Recently, in the WeChat circle of friends, some people released the "mobile phone pos machine" products, the words "credit card cash, low commission, convenient and fast" appear directly in the slogan. Through research and judgment, the author found that "mobile phone pos machine" is a fast mobile payment tool generated in the era of network information. It has the advantages of convenience, speed and efficiency, and has also been favored by a group of young people with strong ability to accept and consume strong. On the Internet, some are more called "cash artifacts."

However, such "mobile phone pos machine" also has many security risks in the process of use. On the one hand, personal information is easily leaked during use. In the event of a problem, the cardholder will have to bear the loss; on the other hand, the user often swipe a credit card on a POS machine, which is easily recognized by the bank as cashing. Card Artifact can switch between different accounts, but the final collection account is the same one. Long-term cashing will result in damage to the customer's personal credit history. Therefore, the police also reminded the majority of pos machine holders that there is no chance of luck. If the cash is directly paid to the credit card holder by fictitious transactions, false prices, cash returns, etc., the amount is huge. Once verified, it will be convicted of illegal business operations. Punishment.

We believe that banks and relevant market supervision departments should increase supervision over the sales and use of such "mobile phone pos machines": on the one hand, financial regulatory authorities should further improve the registration certification and review of such "mobile phone pos machines" and increase For the supervision and risk prevention and control of such "mobile phone pos machine" operations and transactions, once the suspected crime is discovered, it will be handed over to the public security department for investigation. On the other hand, relevant law enforcement agencies such as industry and commerce should start from selling the source of such “mobile phone pos machines” and strengthen supervision over the sale of such “mobile phone pos machines” in the online market.

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