The domestic mobile payment industry chain is becoming more and more mature. Zhengzhou pos machine agent joins to open a new era of development.
Zhengzhou pos machine agent joined to discuss the development direction of pos machine industry. In the past two years, the construction of China's modern payment system is based on other application systems and ACS systems of the second generation payment system, and is studying to further improve China's payment and settlement system and build RMB. Cross-border payment systems, etc., will add cross-border payment clearing functions to the payment system. With the rapid development of cross-border RMB business in China, market participants hope to obtain more convenient RMB cross-border payment clearing services. To this end, China is further improving China's payment and clearing system, improving the technical level of financial services, and providing corresponding liquidation facilities for market entities that accept and use the RMB overseas. From the overall development of the financial industry in recent years, the impact of financial informatization on the financial industry has become more and more profound, and the promotion effect to the financial industry has become more and more extensive. China's modern payment is constantly innovating, and payment methods are also becoming more integrated. Use mobile payment to carry out credit card repayment, water and electricity, gas, telephone payment, mobile phone recharge and shopping on your mobile phone anytime and anywhere. Merchants can also use our mobile phone to pay for convenient and powerful collection, and can put your The product is released on the software that is easy to pay and promotes and interacts with the user, so that more people in need can find your service or purchase your product.
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The domestic mobile payment industry chain is increasingly mature:
Since the successful commissioning of the large-scale real-time payment system in October 2005, after nearly 10 years of construction and development, China's modern payment system has been built including the first generation of RMB inter-bank large-value real-time payment system, small-volume batch payment system, and check. The image exchange system, the domestic foreign currency payment system, the electronic commercial money order system and the central bank accounting centralized accounting system have formed a relatively complete inter-bank payment clearing service system, providing a safe and efficient payment and clearing platform for various banking financial institutions and financial markets. The role of promoting economic, financial and social development has become increasingly apparent.
The mobile payment industry will have a transaction volume of $1 trillion in 2015:
IResearch consulted Gartner's latest survey data and found that the global mobile payment transaction volume is expected to reach US$171.5 billion in 2015, up 61.9% from 2014's US$105.9 billion. Meanwhile, global mobile payment users in 2015 The number will reach 210 million, an increase of 31.3%. It is estimated that by 2017, the global mobile payment transaction will reach 1 trillion US dollars, and the mobile payment industry is experiencing an explosive growth period.
Industry authorities believe that behind the geometric growth of mobile payments is the result of application innovation driving innovation in mobile payment technology. According to industry experts, in the process of multi-agent participation and multi-element interaction, the interaction between technological innovation as a driving force and application innovation as a driving force has promoted the development of domestic mobile payment.
Mobile phone pos machine - mobile payment UnionPay standard into the final winner:
UnionPay may be a winner because of its wide range of applications. A banker said that due to its integration with international standards, UnionPay standards are applicable to more open general-purpose environments, compatible with multiple industry applications, and easy to implement for networking; 2.4GHz-based The mobile payment solution has yet to mature and is now more suitable for closed networks.
"The UnionPay standard is in line with international standards, and it is easier to promote, but the patented technology is mostly in the hands of VISA. The mobile patent technology of China Mobile is almost completely in the hands of Chinese manufacturers. It can be regarded as a product independently researched and developed by China. As a regulatory layer, it is also faced with whether or not to build China. Mobile payment for self-owned brands, so this standard has not been determined," said one person in the payment industry.
According to GF Securities, 2015 will be the year of mobile payment, the first to benefit from the chip and card-making links. The POS and ATM machines that have accepted the environment have been basically rebuilt, and the popularity of NFC mobile phones and mobile payment cards has just begun.
Mobile payment opens a new era of mobile payment:
This is a new type of payment experience. It has a milestone significance. From the traditional payment method to the mobile payment, it has experienced many stages. For the mobile payment field, mobile payment has opened a new era in the field of mobile payment.
Summary: With a series of continuous improvement, operators optimize the payment experience, perhaps, mobile phone POS payment is like the original Alipay, once again open another field of mobile payment.