Promote Jinzhou Financial IC Card Acceptance Environmental Construction Bank POS Terminal Accepts “Experienceâ€
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Card-based life is going on
Card-based lifestyles are becoming more common. Especially during the Golden Week of “May 1stâ€, “10·1†and Spring Festival, people often go shopping for a few bank cards and go out. The city bank POS terminal accepted the "physical examination" Ms. Zhang, said: "How good this is, don't worry about cash being stolen, you can participate in bank card points, you can get more." Bank card consumption will have different levels of "blowout" in the holidays. It is understood that the coverage of Jinzhou City Bank Card is constantly expanding, and the field of using cards is more extensive. At present, it has expanded to shopping malls, supermarkets, hotels, hotels, hospitals, automobiles, real estate and other fields related to people's lives. As a pivotal tool in the era of electronic finance, bank cards have made outstanding contributions in promoting the building of a credit system in today's society, reducing the cost of social circulation, and improving economic operations and development efficiency. As the people's awareness of card consumption is getting stronger, the issue of card security for bank cards is receiving increasing attention.
In order to implement the "People's Bank of China's Opinions on Promoting the Application of Financial IC Cards" (Yinfa [2011] No. 64) document requirements, further promote the environmental construction of Jinzhou City's financial IC card to ensure the completion of POS terminal transformation tasks as scheduled, Jinzhou City in accordance with relevant Requested, the organization carried out a general inspection of the Jinzhou City Bank Card Network. There are a total of seven acquiring institutions in the jurisdiction of Jinzhou City. They are: Industrial and Commercial Bank, Agricultural Bank, Bank of China, Construction Bank, Bank of Communications, Jinzhou Bank, Postal Savings Bank. Among them: all POS terminals of Jinzhou Bank and Postal Savings Bank are directly connected; all POS terminals of ICBC, Agricultural Bank, Bank of China, China Construction Bank and Bank of Communications are all inter-connected. Due to the inspection, the Agricultural Bank and the Bank of Communications are undergoing renovation under the unified guidance of the superior bank in the POS terminal of the Jin Institute. Therefore, the general inspection targets for this bank card network are: ICBC, Bank of China, China Construction Bank, Jinzhou Bank, and Post Office. All POS terminals (excluding telephone POS) that have been deployed by the five acquiring institutions such as the Reserve Bank before the end of August 2011. A total of 18 POS terminals were sampled. Among them: 12 directly connected POS terminals, the proportion of terminals that can accept financial IC card transactions is 100%, and the number of non-connected financial IC card terminals in the directly connected POS terminals is 6; 6 sets, the proportion of terminals that can accept financial IC card transactions is 100%, and the inter-connected POS terminals are non-contactless. The covered POS terminal coverage industries include hotels, restaurants, department stores, supermarkets, and others. Covered areas include Linghe District, Guta District, Taihe District and Songshan New District of Jinzhou City.
Two test IC card transactions
On-site spot checks include contact and contactless IC card transaction testing. Contact test content includes: balance inquiry, consumption and consumption cancellation transactions; contactless test content includes balance inquiry and consumer transaction. On-site spot checks use IC test cards (supporting debit and micropayment applications), and the implementation team members conduct contact and contactless IC card transactions as cardholders. After the contact IC card test transaction is successful, it is necessary to make another cancellation transaction of the original transaction, and the transaction amount is controlled within 0.10 yuan. For non-contact IC card test transactions, it is recommended that the test transaction amount be 0.01 yuan to reduce the impact on the actual production system clearing funds. Reporter Yao Shuang